Tarjeta Sanitaria Europea (TSE): The European Health Insurance Card in Spain

Temporary stays in the EU, EEA, Switzerland and the UK

The TSE matters in two directions: Spanish residents use it when travelling, and visitors insured elsewhere in Europe use their own EHIC while staying in Spain. This explanation covers what the card gives access to, why it is not your regional health card or private insurance, and why people who move to Spain need to get covered another way.

As written locally

Tarjeta Sanitaria Europea (TSE)

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Public care on temporary stays in Europe

What the TSE gives you

Why the European Health Insurance Card matters both for Spanish residents travelling and for visitors staying in Spain.

The Tarjeta Sanitaria Europea (TSE), or European Health Insurance Card (EHIC), proves your right to medically necessary, state-provided healthcare on the same terms as local people during a temporary stay in another EU country, Iceland, Liechtenstein, Norway, Switzerland or the United Kingdom. In Spain it is issued free of charge by the National Social Security Institute (INSS).

The EHIC works in both directions for people in Spain. If you are insured in Spain, you can request a Spanish TSE from the INSS through the Social Security electronic office, free of charge; it is posted to the address Social Security holds for you, usually within about five days. If you need cover sooner, you can download a Certificado Provisional Sustitutorio (CPS), a temporary certificate with the same coverage valid for up to 90 days.

If you come to Spain for a temporary stay, including a study period, and you are insured in another EU or EEA country, Switzerland or the United Kingdom, you can use your home EHIC at Spanish public health centres and hospitals. You receive care that becomes medically necessary during the stay, on the same terms and with the same co-payments as people insured in Spain.

The card has limits. It does not cover planned treatment abroad, which needs separate authorisation, or private healthcare, mountain rescue and repatriation, and it is not a substitute for travel insurance. Any co-payment charged to local patients is not refunded.

The EHIC is meant for temporary stays. Once you live in Spain, you need access through the Spanish system instead: through your own Social Security registration if you work here, or with an S1 form if you remain insured in another country, for example as a pensioner or cross-border worker. Using a card after your entitlement has ended can lead to the costs being reclaimed.

Key takeaways

  • The TSE covers medically necessary public healthcare during temporary stays in the EU, EEA, Switzerland and the UK.
  • In Spain the INSS issues it free through the Social Security electronic office.
  • A Certificado Provisional Sustitutorio gives the same cover for up to 90 days if the card has not arrived.
  • It does not cover planned treatment, private care or repatriation and does not replace travel insurance.
  • After moving to Spain, use Spanish registration or an S1 form rather than an EHIC.

Travelling from Spain, studying here briefly or after a move

When you need the European Health Insurance Card

The TSE becomes relevant when you travel from Spain to another EU or EEA country, Switzerland or the UK, when you study in Spain for a limited time while insured at home, or when you work out which health card you need after moving. The examples show each case.

You need the TSE when you travel from Spain to another EU or EEA country, Switzerland or the UK, when you study in Spain for a limited period while insured at home, or when you work out whether you need a residence-based Spanish health card after moving.

Example situations

  • A German exchange student in Valencia shows a German EHIC at an urgent-care centre after a sports injury and pays only what a local patient would pay.
  • A Spanish resident leaving for a weekend trip to Portugal realises the card has not arrived and downloads the provisional certificate from the electronic office.
  • A pensioner moving from France to Spain registers an S1 form instead of continuing to rely on the EHIC.

Temporary cover, not registration

Not your regional health card

How the TSE differs from the tarjeta sanitaria individual and private insurance, and why holding one does not register you in Spain.

The TSE is not the same as the regional tarjeta sanitaria individual that gives residents access to their local health centre, and it is not private health insurance. Holding one also does not register you with the Spanish public health system.

Public health vocabulary to browse after the TSE

More Spanish healthcare terms

After the Tarjeta Sanitaria Europea, these cards explain other Spanish healthcare terms, including the documents, places and services you use in the public health system. They share this broad area of life; each card explains its own term rather than another form of European cover.

Where to next

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