Where to apply for public health insurance in Poland

Cover cannot start before you apply, so do not wait

Regional branches of the National Health Fund, and their local delegations in smaller cities, sign voluntary insurance agreements. Each office has its own visit routine and its own list of documents. After signing, you also have to register with ZUS, the social insurance institution.

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1 office in Kielce

  • Kielce

    Świętokrzyski OW NFZ — Sala Obsługi Klientów w Kielcach

    ul. Wojska Polskiego 28D, 25-377 Kielce

    Allow time to take a queue ticket, as they stop being issued half an hour before closing.

    Office website800 190 590

    Prepare identity and applicable residence documents, PESEL (Polish national identification number) details, evidence of the last insurance period and documents for eligible family members. Use the current application checklist. A gap of at least three months may trigger an additional fee; exceptions or instalments depend on the case. Confirm the current monthly contribution for the quarter rather than using an old amount. Follow NFZ (National Health Fund) instructions for signing, then submit the required ZUS (Poland’s social insurance institution) ZZA and, where applicable, ZUS ZCNA forms and keep payment evidence. If you pay your own contributions, follow the monthly ZUS DRA reporting requirement and pay by the 20th of the following month; ask about any special-category payer arrangements. Kielce’s procedure requires the ZUS ZZA registration within seven days after concluding the agreement.

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NFZ health insurance for people living in Poland

Understand how work, family and voluntary cover differ, including for students, and locate the NFZ office that handles voluntary agreements near you.

Public health insurance in Poland

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