Where to join a health insurance fund in Belgium

Branches by city, with the days they receive new members

Many branches hold a counter only on certain weekdays, and a few take a summer break or work by appointment. Each branch shows which fund it belongs to, when it receives members and what to ask about the start of your cover.

27 offices
  • Aalst

    CAAMI Alost

    Sint-Jobstraat 196, 9300 Aalst

    Come to the monthly counter on the last Tuesday afternoon, not in July or August, and confirm the visit in advance.

    Complete and sign the enrolment form and, if changing from another Belgian mutuality as a principal member, the transfer form. Send postal documents to CAAMI (public health insurance fund) Gand, Franklin Rooseveltlaan 91, 9000 Gent, not this branch. For email submission, confirm the receiving office. Ask what identity and insurance-status evidence is required. Ordering blank forms is not enrolment. A transfer generally requires at least one year of membership in your current mutuality; ask CAAMI to check the conditions before choosing a quarter-start date.

  • Antwerp

    CAAMI Anvers

    Klipperstraat 15, 2030 Antwerp

    Stop by Monday to Thursday, as there is no Friday counter, and ask the fund to check when your cover starts.

    Complete and sign the enrolment form, plus the transfer form if applicable. Send a signed PDF by email to your chosen CAAMI (public health insurance fund) office, or ask the office how to submit paper documents. Ask which identity and insurance-status evidence your situation requires. Ordering blank paper forms alone does not enrol you. A transfer generally requires at least one year of membership in your current mutuality; ask CAAMI to check the conditions before choosing a quarter-start date.

  • Arlon

    CAAMI Arlon

    Rue de la Moselle 2, 6700 Arlon

    Come on Monday, Tuesday or Thursday morning, or Tuesday afternoon, and call first if you need a specific adviser.

    Complete and sign the enrolment form, plus the transfer form if applicable. Send a signed PDF by email to your chosen CAAMI (public health insurance fund) office, or ask the office how to submit paper documents. Ask which identity and insurance-status evidence your situation requires. Ordering blank paper forms alone does not enrol you. A transfer generally requires at least one year of membership in your current mutuality; ask CAAMI to check the conditions before choosing a quarter-start date.

  • Bruges

    CAAMI Bruges

    Torhoutsesteenweg 126, Bus 00/01, 8200 Bruges

    Visit the wheelchair-accessible office on Monday, Wednesday or Thursday, as there is no counter on Tuesdays or Fridays.

    Complete and sign the enrolment form, plus the transfer form if applicable. Send a signed PDF by email to your chosen CAAMI (public health insurance fund) office, or ask the office how to submit paper documents. Ask which identity and insurance-status evidence your situation requires. Ordering blank paper forms alone does not enrol you. A transfer generally requires at least one year of membership in your current mutuality; ask CAAMI to check the conditions before choosing a quarter-start date.

  • Brussels

    CAAMI Bruxelles

    Rue du Trône 30B, 1000 Brussels

    Visit any weekday, with the longest hours on Monday and Thursday, also if you live in Schaerbeek.

    Complete and sign the enrolment form, plus the transfer form if applicable. Send a signed PDF by email to your chosen CAAMI (public health insurance fund) office, or ask the office how to submit paper documents. Ask which identity and insurance-status evidence your situation requires. Ordering blank paper forms alone does not enrol you. A transfer generally requires at least one year of membership in your current mutuality; ask CAAMI to check whether the transfer conditions apply to you.

  • Charleroi

    CAAMI Charleroi

    Rue de la Rivelaine 4, 6061 Charleroi

    Go on Monday, which also has an afternoon session, or on Wednesday or Thursday morning, and ask when your cover starts.

    Complete and sign the enrolment form, plus the transfer form if applicable. Send a signed PDF by email to your chosen CAAMI (public health insurance fund) office, or ask the office how to submit paper documents. Ask which identity and insurance-status evidence your situation requires. Ordering blank paper forms alone does not enrol you. A transfer generally requires at least one year of membership in your current mutuality; ask CAAMI to check the conditions before choosing a quarter-start date.

  • Eupen

    CAAMI Eupen

    Brauereihof 5, 4700 Eupen

    Come on Monday, Tuesday or Thursday to join, as Friday’s social-worker sessions are a separate service.

    Complete and sign the enrolment form, plus the transfer form if applicable. Send a signed PDF by email to your chosen CAAMI (public health insurance fund) office, or ask the office how to submit paper documents. Ask which identity and insurance-status evidence your situation requires. Ordering blank paper forms alone does not enrol you. A transfer generally requires at least one year of membership in your current mutuality; ask CAAMI to check the conditions before choosing a quarter-start date.

  • Genk

    CM-Gezondheidspunt Genk

    Dieplaan 13, 3600 Genk

    Book an appointment online or by phone, and tell the adviser about your job and any insurance you already have.

    Ask CM which identity, existing-insurance and dependent-family evidence your situation requires. First-time applicants receive follow-up to complete affiliation; international students and expats connected to a school or university have a dedicated route that sends documents and instructions by email. Confirm contributions, optional policies and the effective date. A form submission or appointment is not confirmation of entitlement.

  • Ghent

    CAAMI Gand

    Franklin Rooseveltlaan 91, 9000 Ghent

    Ask the fund to check your entitlement and the date your cover starts, especially if you arrive from abroad.

    Complete and sign the enrolment form, plus the transfer form if applicable. Send a signed PDF by email to your chosen CAAMI (public health insurance fund) office, or ask the office how to submit paper documents. Ask which identity and insurance-status evidence your situation requires. Ordering blank paper forms alone does not enrol you. A transfer generally requires at least one year of membership in your current mutuality; ask CAAMI to check the conditions before choosing a quarter-start date.

  • Hasselt

    CAAMI Hasselt

    Maastrichtersteenweg 214/1, 3500 Hasselt

    Come to the membership counter on Monday, Tuesday or Thursday morning, as no afternoon sessions are listed.

    Complete and sign the enrolment form, plus the transfer form if applicable. Send a signed PDF by email to your chosen CAAMI (public health insurance fund) office, or ask the office how to submit paper documents. Ask which identity and insurance-status evidence your situation requires. Ordering blank paper forms alone does not enrol you. A transfer generally requires at least one year of membership in your current mutuality; ask CAAMI to check the conditions before choosing a quarter-start date.

  • Kortrijk

    CAAMI Courtrai

    Nieuwstraat 25, 8500 Kortrijk

    Visit on Tuesday or Thursday, or by appointment on Friday, and ask about remote help if you need wheelchair access.

    Complete and sign the enrolment form, plus a transfer form if you are already a principal member of another Belgian mutuality. Mail documents to CAAMI (public health insurance fund) Bruges, Torhoutsesteenweg 126, bus 00/01, 8200 Brugge, rather than this branch. Confirm the receiving office for email submissions and ask what supporting evidence your insurance situation requires. Ordering blank forms is not enrolment. A transfer generally requires at least one year of membership in your current mutuality; ask CAAMI to check the conditions before choosing a quarter-start date.

  • La Louvière

    Solidaris Wallonie — La Louvière

    Sylvain Guyaux 33, 7100 La Louvière

    Book an appointment online or by phone, and say whether you are joining for the first time or switching funds.

    Say whether this is your first Belgian affiliation, a transfer, your own membership after parental cover, or the addition of a dependant; the online entry offers different paths. Ask the adviser which identity and insurance-status documents to prepare. If you work across a border, are posted to Belgium or receive a foreign pension, ask for the international-conventions assessment and whether an S1 or other coordination document applies.

  • Leuven

    CAAMI Louvain

    Dirk Boutslaan 35, 3000 Leuven

    Call or email to confirm your visit first, then ask the fund to check when your cover can start.

    Complete and sign the enrolment form, plus the transfer form if applicable. Send a signed PDF by email to your chosen CAAMI (public health insurance fund) office, or ask the office how to submit paper documents. Ask which identity and insurance-status evidence your situation requires. Ordering blank paper forms alone does not enrol you. A transfer generally requires at least one year of membership in your current mutuality; ask CAAMI to check the conditions before choosing a quarter-start date.

  • Liège

    CAAMI Liège

    Rue des Augustins 18, 4000 Liège

    Come on a Monday to Thursday morning, or book an afternoon slot on Monday, Tuesday or Thursday.

    Complete and sign the enrolment form, plus the transfer form if applicable. Send a signed PDF by email to your chosen CAAMI (public health insurance fund) office, or ask the office how to submit paper documents. Ask which identity and insurance-status evidence your situation requires. Ordering blank paper forms alone does not enrol you. A transfer generally requires at least one year of membership in your current mutuality; ask CAAMI to check the conditions before choosing a quarter-start date.

  • Mechelen

    Solidaris — Mechelen

    Desiré Boucherystraat 17, 2800 Mechelen

    Apply online or book a membership appointment, and tell the adviser where you work, live and are insured now.

    Have your identity card, National Register number and bank-account IBAN ready for the application. Tell the adviser about dependants and any extra insurance at your present mutuality. The online route uses itsme (Belgian digital ID app); contact the office or use the callback request if you need help. Confirm how any existing additional policies will continue before changing.

  • Mons

    CAAMI Mons

    Rue Neuve 20, 7000 Mons

    Walk in on Tuesday, Wednesday or Friday morning, or book an appointment for Monday and the afternoons.

    Complete and sign the enrolment form, plus the transfer form if applicable. Send a signed PDF by email to your chosen CAAMI (public health insurance fund) office, or ask the office how to submit paper documents. Ask which identity and insurance-status evidence your situation requires. Ordering blank paper forms alone does not enrol you. A transfer generally requires at least one year of membership in your current mutuality; ask CAAMI to check the conditions before choosing a quarter-start date.

  • Mouscron

    CAAMI Mouscron

    Rue de Bruxelles 45, 7700 Mouscron

    Come on Monday, Tuesday or Thursday, and ask about remote help or the Mons office if you need wheelchair access.

    Complete and sign the enrolment form and, if changing from another Belgian mutuality as a principal member, the transfer form. Send postal documents to CAAMI (public health insurance fund) Mons, Rue Neuve 20, 7000 Mons, not this branch. For email submission, confirm the receiving office. Ask what identity and insurance-status evidence is required. Ordering blank forms is not enrolment. A transfer generally requires at least one year of membership in your current mutuality; ask CAAMI to check the conditions before choosing a quarter-start date.

  • Namur

    CAAMI Namur

    Avenue Reine Astrid 47-49, 5000 Namur

    Discuss your application by phone or email first, then visit the counter on a Monday, Tuesday or Thursday morning.

    Complete and sign the enrolment form, plus the transfer form if applicable. Send a signed PDF by email to your chosen CAAMI (public health insurance fund) office, or ask the office how to submit paper documents. Ask which identity and insurance-status evidence your situation requires. Ordering blank paper forms alone does not enrol you. A transfer generally requires at least one year of membership in your current mutuality; ask CAAMI to check the conditions before choosing a quarter-start date.

  • Ostend

    CAAMI Ostende

    Rogierlaan 53A, 8400 Ostend

    Visit on Tuesday, Wednesday or Friday, and post any documents to the main office in Bruges, not to Ostend.

    Complete and sign the enrolment form, plus a transfer form if you are already a principal member of another Belgian mutuality. Mail documents to CAAMI (public health insurance fund) Bruges, Torhoutsesteenweg 126, bus 00/01, 8200 Brugge, rather than this branch. Confirm the receiving office for email submissions and ask what supporting evidence your insurance situation requires. Ordering blank forms is not enrolment. A transfer generally requires at least one year of membership in your current mutuality; ask CAAMI to check the conditions before choosing a quarter-start date.

  • Roeselare

    Solidaris — Roeselare

    Sint-Amandstraat 115, 8800 Roeselare

    Always book an appointment, even in the morning, and choose first registration or transfer when you do.

    Have your identity card, National Register number and bank-account IBAN ready for the application. Tell the adviser about dependants and any extra insurance at your present mutuality. The online route uses itsme (Belgian digital ID app); contact the office or use the callback request if you need help. Confirm how any existing additional policies will continue before changing.

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Public health insurance in Belgium

How residents and workers sign up with a health insurance fund so that part of their medical costs is reimbursed, including the public fund option.

Joining a health fund in Belgium