Where to apply for public health insurance in Poland

Cover cannot start before you apply, so do not wait

Regional branches of the National Health Fund, and their local delegations in smaller cities, sign voluntary insurance agreements. Each office has its own visit routine and its own list of documents. After signing, you also have to register with ZUS, the social insurance institution.

1 office in Jastrzębie-Zdrój
  • Jastrzębie-Zdrój

    Śląski Oddział Wojewódzki NFZ — Punkt Obsługi Klientów: Jastrzębie-Zdrój

    ul. Harcerska 9, 44-335 Jastrzębie-Zdrój

    Check you are not already covered by compulsory insurance or an insured family member before you apply.

    Prepare identity and applicable residence documents, PESEL (Polish national identification number) details, evidence of the last insurance period and documents for eligible family members. Use the current application checklist. A gap of at least three months may trigger an additional fee; exceptions or instalments depend on the case. Confirm the current monthly contribution for the quarter rather than using an old amount. Follow NFZ (National Health Fund) instructions for signing, then submit the required ZUS (Poland’s social insurance institution) ZZA and, where applicable, ZUS ZCNA forms and keep payment evidence. If you pay your own contributions, follow the monthly ZUS DRA reporting requirement and pay by the 20th of the following month; ask about any special-category payer arrangements. Submit the required ZUS health-insurance registration within seven days of signing the NFZ agreement; confirm who submits it if a special-category payer acts for you.

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NFZ health insurance for people living in Poland

Understand how work, family and voluntary cover differ, including for students, and locate the NFZ office that handles voluntary agreements near you.

Public health insurance in Poland