Where to apply for public health insurance in Poland

Cover cannot start before you apply, so do not wait

Regional branches of the National Health Fund, and their local delegations in smaller cities, sign voluntary insurance agreements. Each office has its own visit routine and its own list of documents. After signing, you also have to register with ZUS, the social insurance institution.

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1 office in Gdynia

  • Gdynia

    Pomorski Oddział Wojewódzki NFZ — Punkt Obsługi Klientów w Gdyni

    ul. Śląska 53, 81-304 Gdynia

    Do not use the preventive-care booking for this application, and phone the national helpline to check the schedule.

    Office website+48800190590

    Prepare identity and applicable residence documents, PESEL (Polish national identification number) details, evidence of the last insurance period and documents for eligible family members. Use the current application checklist. A gap of at least three months may trigger an additional fee; exceptions or instalments depend on the case. Confirm the current monthly contribution for the quarter rather than using an old amount. Follow NFZ (National Health Fund) instructions for signing, then submit the required ZUS (Poland’s social insurance institution) ZZA and, where applicable, ZUS ZCNA forms and keep payment evidence. If you pay your own contributions, follow the monthly ZUS DRA reporting requirement and pay by the 20th of the following month; ask about any special-category payer arrangements. Submit the required ZUS health-insurance registration within seven days of signing the NFZ agreement; confirm who submits it if a special-category payer acts for you.

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Understand how work, family and voluntary cover differ, including for students, and locate the NFZ office that handles voluntary agreements near you.

Public health insurance in Poland

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